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Online Download of Aadhaar XML for Paperless e-KYC: A Simple Process


Aadhaar XML Download Online: A Complete Guide




Aadhaar is a 12-digit unique identification number issued by the Unique Identification Authority of India (UIDAI) to every resident of India. It is linked to the biometric and demographic data of the individual and serves as a proof of identity and address. Aadhaar can be used for various purposes such as availing government subsidies, opening bank accounts, filing income tax returns, applying for passports, etc.


However, sharing your Aadhaar number or a photocopy of your Aadhaar card may pose some privacy and security risks. To address this concern, UIDAI has introduced Aadhaar Paperless Offline e-KYC, also known as Aadhaar XML. In this article, we will explain what Aadhaar XML is, how to generate it, and how to use it for verification.




aadhaar xml download online



What is Aadhaar XML?




Aadhaar XML is a digitally signed file that contains some of your basic details from your Aadhaar card, such as name, date of birth, gender, address, photo, etc. It does not reveal your Aadhaar number or biometric data. It is encrypted with a share code or password that you choose while generating it. You can download Aadhaar XML from UIDAI website or mAadhaar app and share it with any agency that requires your KYC (Know Your Customer) verification.


Benefits of Aadhaar XML




Some of the benefits of using Aadhaar XML are:


  • It protects your privacy and security by not disclosing your Aadhaar number or biometric data.



  • It gives you control over the data that you want to share with the agency.



  • It is easy and convenient to generate and use.



  • It is paperless and eco-friendly.



  • It is accepted by many service providers as a valid KYC document.



How to generate Aadhaar XML?




You can generate Aadhaar XML in two ways: from UIDAI website or from mAadhaar app. Here are the steps for both methods:


From UIDAI website




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  • Enter your Aadhaar number or VID (Virtual ID) and the security code displayed on the screen.



  • Click on "Send OTP" or "Enter TOTP" if you have mAadhaar app. The OTP will be sent to your registered mobile number.



  • Enter the OTP or TOTP and a share code of your choice. The share code will be the password for the ZIP file containing the Aadhaar XML.



  • Click on "Download" button. The ZIP file will be downloaded to your device.



From mAadhaar app




  • Open mAadhaar app on your smartphone and enter your PIN or biometric authentication.



  • Select the profile whose Aadhaar XML you want to generate.



  • Tap on "More" option at the bottom right corner and select "Offline e-KYC".



  • Enter a share code of your choice and tap on "Generate". The ZIP file will be saved in your device storage.



How to use Aadhaar XML for verification?




To use Aadhaar XML for verification, you need to share the ZIP file and the share code with the agency that requires your KYC. The agency will then perform the following steps:


Verify the digital signature




The agency will extract the ZIP file and open the XML file. The XML file contains a digital signature by UIDAI at the end. The agency will verify the digital signature using UIDAI's public key to ensure that the file is authentic and not tampered with.


Decrypt the XML fileDecrypt the XML file




The agency will use the share code provided by you to decrypt the XML file and access the data. The share code acts as a key to unlock the encrypted data. The agency will not be able to view the data without the share code.


Authenticate the user




The agency will compare the data in the XML file with the data provided by you or captured by them. For example, they may ask you to show your face or scan your fingerprint and match it with the photo or biometric data in the XML file. They may also verify your name, date of birth, address, etc. with the XML file. This way, they can authenticate your identity and complete the KYC process.


FAQs about Aadhaar XML




Here are some frequently asked questions and answers about Aadhaar XML:


How to generate offline aadhaar xml


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How to print aadhaar xml file online


How to scan aadhaar qr code and get xml online


How to generate aadhaar offline e-kyc using maadhaar app


Maadhaar app offline e-kyc features and benefits


Maadhaar app offline e-kyc troubleshooting guide


Maadhaar app offline e-kyc faqs and answers


Maadhaar app offline e-kyc customer care number and email id


How to generate aadhaar offline e-kyc using umang app


Umang app offline e-kyc features and benefits


Umang app offline e-kyc troubleshooting guide


Umang app offline e-kyc faqs and answers


Umang app offline e-kyc customer care number and email id


How to generate aadhaar offline e-kyc using digilocker app


Digilocker app offline e-kyc features and benefits


Digilocker app offline e-kyc troubleshooting guide


Digilocker app offline e-kyc faqs and answers


Digilocker app offline e-kyc customer care number and email id


Question


Answer


How long is Aadhaar XML valid?


Aadhaar XML is valid for three days from the date of generation. You can generate a new Aadhaar XML anytime you want.


Can I share Aadhaar XML with multiple agencies?


Yes, you can share Aadhaar XML with multiple agencies as long as it is within the validity period. However, you should share it only with trusted and authorized agencies.


Can I edit or modify Aadhaar XML?


No, you cannot edit or modify Aadhaar XML. It is a digitally signed and encrypted file that cannot be altered. If you do so, it will invalidate the digital signature and the file will not be accepted by the agency.


What if I forget or lose my share code?


If you forget or lose your share code, you will not be able to open or use the Aadhaar XML file. You will have to generate a new Aadhaar XML with a new share code.


What if I lose my Aadhaar XML file?


If you lose your Aadhaar XML file, you can download it again from UIDAI website or mAadhaar app using your Aadhaar number or VID and OTP or TOTP.


Conclusion




Aadhaar XML is a secure and convenient way of sharing your KYC details with any agency that requires it. It protects your privacy and gives you control over your data. It is easy to generate and use Aadhaar XML from UIDAI website or mAadhaar app. You just need to provide your Aadhaar number or VID, OTP or TOTP, and a share code of your choice. You can then download the ZIP file containing the Aadhaar XML and share it with the agency along with the share code. The agency will verify, decrypt, and authenticate the Aadhaar XML using UIDAI's public key and complete the KYC process.


I hope this article has helped you understand what Aadhaar XML is and how to use it. If you have any questions or feedback, please feel free to leave a comment below. Thank you for reading!


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